What is MasterCard SecureCode?
MasterCard SecureCode enables MasterCard Checkcard holders to feel more secure when making internet purchases with their checkcard by enhancing their current MasterCard account with a secret code to protect against unauthorized use of their card when shopping at participating online merchants.
How will the MasterCard SecureCode protect you?
When you correctly enter your SecureCode during a purchase at a participating online merchant, you confirm that you are the authorized cardholder and that your purchase is then completed. If an incorrect SecureCode is entered, the purchase will not be completed. Even if someone knows your credit or debit card number, the purchase cannot be completed without the SecureCode at a participating merchant.
How does MasterCard SecureCode work?
Once you have registered and created your own SecureCode, you will be automatically prompted by our financial institution at checkout to provide your SecureCode each time you make a purchase with a participating online merchant. Our financial institution quickly confirms your SecureCode and then the purchase is completed. A customer's SecureCode will never be shared with the merchant. The process is very similar to entering a PIN number into an ATM.
Why should you register for a MasterCard SecureCode?
Not only will it provide added security but you'll also have Zero Liability, which is the peace of mind knowing that you won't be responsible for unauthorized purchases. However, if you wish not to register you may be required to use another form payment.